Treasury Services

Every Moment Matters

With market-leading global payments, liquidity and trade services, we can help speed your conversion to digital payments, no matter where you are in your digital journey. By supporting payment needs across the spectrum, we help you optimize liquidity and cash management, manage risk and grow in a rapidly evolving landscape.

VALUE AT EVERY INTERACTION

From reporting to data translation to authentication, our treasury services offering supports seamless, real-time transactions to help optimize every interaction, improve working capital efficiency and drive growth.

MAKE LIQUIDITY WORK HARDER

We monitor and manage cash positions across providers, geographies and currencies to help improve the accessibility of liquidity across the globe.

MORE PARTNERS, MORE OPTIONS

We partner with technology firms, industry organizations, fintechs, institutions and our clients, creating a trustworthy ecosystem that enhances our capabilities and helps enable you to deliver payment capabilities directly to your clients.


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Capabilities

At BNY Mellon, we process an average of more than USD $1 trillion daily via CHIPS, Fedwire and international ACH. With branches in London, Frankfurt and Hong Kong, and a correspondent banking network of more than 1,600 global banks, we provide payments in the local currencies of 160 countries. Transactions may be initiated via SWIFT or draft or through one of our proprietary portals. Our payment solutions incorporate SWIFT gpi to provide increased transparency, speed and traceability.

In today’s complex global environment, our clients benefit from BNY Mellon’s vast network of payment services. Our solutions augment the investment lifecycle, both domestically and internationally, including U.S. dollar and multicurrency, treasury and commercial, low- and high-value, and one-time and repetitive payments.

Our clients require services that are available in real-time, 24/7/365 in order to meet the needs of both their own organization as well as their customers. To provide faster, more transparent and more cost-effective ways of executing payments, we offer Immediate Payments solutions, including BNY Mellon Real-Time Payments and BNY Mellon Tokenized Payments® with Zelle®. These solutions help our clients digitize existing payments operations while providing complementary origination and reporting options to many of the existing legacy payment methods that exist today, such as Check, Wire and ACH. Our clients can access these solutions through a single source and via a range of input methods: front-end platforms; web and mobile applications; file services; and application programming interfaces (APIs).

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

We help reduce total payment processing costs, facilitate day-to-day business and provide the latest industry solutions, without the infrastructure and operating costs required to build bank payment solutions in-house.

 

Receivables

 

We offer efficient, centralized collection points for our clients’ cash, helping them to capture and access important business information through our deposit, electronic banking and lockbox services.

 

Trade Finance

 

With a suite of trade processing services through more than 1,600 correspondent banks across the globe, we help ensure the timely and accurate execution of trade transactions and help clients take advantage of new business opportunities.

 

Payables Management

 

Comprehensive accounts payable, refund and disbursement solutions are designed to optimize working capital and reduce processing costs without costly investments in hardware and software.

Rely on our well-earned reputation for global scale, reliable speed and seamless integration. BNY Mellon has provided trade solutions to financial institutions since 1899. We were the first bank to implement a full letter of credit outsourcing solution, a proprietary private-label front- and back-end system and an Internet-based trade execution and reporting platform. Our private-label services offer North American banks the opportunity to leverage our global network, experienced trade experts and state-of-the-art, Internet-based trade processing and financing solutions to best serve their own clients.


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