Our Thinking

BNY Mellon is invested in the power of big ideas. With some of the sharpest minds and most innovative thinkers in financial services, our unique perspectives can have a profound impact on investors’ attitudes and actions. Our forward-thinking insights are shaping the future of finance.

Culture and Society

Partnership for a Carbon Efficiency Strategy

Gabriela Parcella

This case study examines the challenges and lessons learned during the 10 month development of the Carbon Efficiency Strategy, a joint venture between MCM and the McKnight Foundation, offering carbon-conscious investors a way to invest in companies whose practices could reduce carbon emissions.

Introducing the BNY Mellon Big Ideas App

BNY Mellon's iPad® app features the latest thinking on the forces shaping the global financial markets.

Social Finance at Scale: Creating Value for Investors

We seek to answer: why hasn’t social finance caught on in the past and what is needed to extend and broaden the recent growth?

CORPORATE SOCIAL RESPONSIBILITY

Invested in a Risk Culture

James Wiener, Monique Herena, Lucille Mayer

At BNY Mellon, risk management is part of everything we do. Our Risk Culture is built on the core concepts of personal responsibility for risk awareness and risk management across our organization.

Investment Insights

RETIREMENT

Generation Lost

Paul Traynor, Vincent Pacilio, Adriano Koelle, Gregory Roath, John Buckley, Sandra Carlisle

Millennials face considerably greater challenges than their parents when it comes to providing for their retirement. But this group, which comprises those born between 1980 and the turn of the millennium, are not being told about the scale of the savings mountain they must climb.

DISRUPTORS

Big Data and Investment Management

The application of data to product development and client satisfaction.

WOMEN AND FINANCE

Targeting Desired Retirement Outcomes for Women

This paper looks at the challenges that Americans – and women in particular – face in saving for retirement. It also presents principles for successfully achieving targeted retirement outcomes, designing budgets, prioritizing goals and investing with purpose for a more secure retirement.

ASSET ALLOCATION AND INVESTMENT STRATEGY

Building for the Future

Alan Flanagan, Ned Siegel, Brian McMahon

In the past ten years, the real estate, private equity and infrastructure industries have enjoyed exponential growth. While this is welcome, we at BNY Mellon believe the investment landscape is on the brink of a significant, long-term shift.

Regulation and Risk

POLICY REFORM

A Focus on Regulation Readiness

The financial services industry is facing a rapidly changing and increasingly complex global regulatory landscape. Find your way forward with trending, timely and relevant content to help keep you in compliance and get ahead.

REGULATORY CHANGE

Three Key Securities Lending Trends for 2016

Steve Kiely

After a bumpy ride in 2015, what trends can beneficial owners expect to see in the securities lending markets over the next 12 months?

REGULATORY CHANGE

Collateral Management: Navigating the Regulatory Maze

Mark Higgins, Brian Leddy, Paul Traynor, James Day, David Allen

Second in the Collateral Management and Regulation series co-written by The Field Effect and BNY Mellon, shining the spotlight on specific industry regulations and directives by distilling their aims and objectives.

REGULATORY CHANGE

SEC Proposes Mutual Fund Rules Related to Liquidity Risk

Charles S. Hawkins

Charles Hawkins reviews a proposed rule which would require mutual funds to establish and operate a board-approved liquidity risk program if the rule is adopted as proposed.

BNY Mellon Transformation

TECHNOLOGY AND INNOVATION

Enabling Innovation

Discover how BNY Mellon helped broaden a surgical robotics company’s investor base and capital markets reach.

DISRUPTORS

The Future of Money

Lucille Mayer

From alternative currency to big data, the future of money is changing. Learn more about the next generation of the financial industry through our sponsored series with WIRED, The Future of Money.

Next Generation for Esoteric ABS

Sonal Patel, Andrew Taylor

Interest in esoteric asset-backed securities is gathering momentum as investors seek to diversify portfolios and earn high yields. At the same time, advancements in technology are presenting new opportunities to create, analyze, market, sell, securitize and process these complex assets efficiently.

PROCESS IMPROVEMENT

Rightsourcing

Philip J. Falivene

Changing dynamics in investment management and related operations have driven some asset owners to add new asset classes to their internal mix, while others choose to outsource the associated investment operations.