Our Thinking

BNY Mellon is invested in the power of big ideas. With some of the sharpest minds and most innovative thinkers in financial services, our unique perspectives can have a profound impact on investors’ attitudes and actions. Our forward-thinking insights are shaping the future of finance.

Culture and Society

SOCIAL FINANCE

Social Finance at Scale: Creating Value for Investors

We seek to answer: why hasn’t social finance caught on in the past and what is needed to extend and broaden the recent growth?

CORPORATE SOCIAL RESPONSIBILITY

Invested in a Risk Culture

James Wiener, Monique Herena, Lucille Mayer

At BNY Mellon, risk management is part of everything we do. Our Risk Culture is built on the core concepts of personal responsibility for risk awareness and risk management across our organization.

SOCIAL FINANCE

Return on Equality

Monique Herena, Jyoti Chopra, Heidi DuBois

The potential economic and development gains from gender equality are vast and well-documented — and yet they are currently being bypassed. This joint report by BNY Mellon and the United Nations Foundation explores the market potential of advancing gender equality.

Introducing the BNY Mellon Big Ideas App

BNY Mellon's iPad® app features the latest thinking on the forces shaping the global financial markets.

Investment Insights

GLOBAL MARKET OPPORTUNITIES

A Greater Gateway: Issue 1

Steve Cook, Alan Fong

As mainland China moves to relaxing controls over flows of capital across its borders, Hong Kong’s prime position as a fund management center presents new opportunities for asset managers across the world.

MARKET COMMENTARY

Trump Victory

Sinead Colton, Paul Brain, Nick Clay, Paul Lambert, Vincent Reinhart

For the first time since the 1950s, the U.S. electorate has chosen a non-politician to be president of the country. After an extremely atypical general election cycle, the Republican candidate Donald Trump has claimed victory. What does this mean for global markets?

REGULATORY CHANGE

Debt Funds

Ned Siegel, Brian McMahon

In this report, BNY Mellon looks at the challenges and opportunities for investors and managers in the alternative credit market, focusing in particular on the operational requirements that underpin a successful business model and also exploring the key elements of the current market environment.

ASSET ALLOCATION AND INVESTMENT STRATEGY

2017: Themes and Investment Strategies

Jeff Mortimer

In Jeff Mortimer’s latest Investment Update he discusses our expectations for 2017, what they mean for your portfolio and the importance of considering all aspects of the market when investing for the long term.

Regulation and Risk

POLICY REFORM

A Focus on Regulation Readiness

The financial services industry is facing a rapidly changing and increasingly complex global regulatory landscape. Find your way forward with trending, timely and relevant content to help keep you in compliance and get ahead.

REGULATORY CHANGE

Financial Markets in 2017

The impact of event risk in the 2016 financial markets looks likely to continue, with the incoming Trump administration, upcoming European elections, a strong US dollar and a decline in China’s FX reserves. Simon Derrick, BNY Mellon’s Chief Currency Strategist, examines some issues to watch in 2017.

REGULATORY CHANGE

OTC Derivatives Reform: Part 3

The challenges and opportunities presented by OTC derivatives reform prompted BNY Mellon to engage the University of Cambridge Judge Business School to analyze the impact on asset owners and sovereign wealth funds. This report provides recommendations for an evolving environment. Part 3 of 3

REGULATORY CHANGE

OTC Derivatives Reform: Part 2

The challenges and opportunities presented by OTC derivatives reform prompted BNY Mellon to engage the University of Cambridge Judge Business School to analyze the impact on asset owners and sovereign wealth funds. This report provides recommendations for an evolving environment. Part 2 of 3

BNY Mellon Transformation

TECHNOLOGY AND INNOVATION

Reinventing Payments in an Era of Modernization

Anthony Brady, Christopher Mager

Despite the challenges that banks face, there is reason for optimism. Like never before, advances in technology have opened the door for banks to collaborate in pursuit of our clients’ desire for a global real-time payment experience.

TECHNOLOGY AND INNOVATION

Next Generation for Esoteric ABS

Sonal Patel, Andrew Taylor

Interest in esoteric asset-backed securities is gathering momentum as investors seek to diversify portfolios and earn high yields. At the same time, advancements in technology are presenting new opportunities to create, analyze, market, sell, securitize and process these complex assets efficiently.

DISRUPTORS

The Future of Money

Lucille Mayer

From alternative currency to big data, the future of money is changing. Learn more about the next generation of the financial industry through our sponsored series with WIRED, The Future of Money.

PROCESS IMPROVEMENT

Rightsourcing

Philip J. Falivene

Changing dynamics in investment management and related operations have driven some asset owners to add new asset classes to their internal mix, while others choose to outsource the associated investment operations.