Our Thinking

BNY Mellon is invested in the power of big ideas. With some of the sharpest minds and most innovative thinkers in financial services, our unique perspectives can have a profound impact on investors’ attitudes and actions. Our forward-thinking insights are shaping the future of finance.

Culture and Society

SOCIAL FINANCE

Social Finance at Scale: Creating Value for Investors

We seek to answer: why hasn’t social finance caught on in the past and what is needed to extend and broaden the recent growth?

CORPORATE SOCIAL RESPONSIBILITY

Invested in a Risk Culture

James Wiener, Monique Herena, Lucille Mayer

At BNY Mellon, risk management is part of everything we do. Our Risk Culture is built on the core concepts of personal responsibility for risk awareness and risk management across our organization.

Introducing the BNY Mellon Big Ideas App

BNY Mellon's iPad® app features the latest thinking on the forces shaping the global financial markets.

SOCIAL FINANCE

Partnership for a Carbon Efficiency Strategy

Gabriela Parcella

This case study examines the challenges and lessons learned during the 10 month development of the Carbon Efficiency Strategy, a joint venture between MCM and the McKnight Foundation, offering carbon-conscious investors a way to invest in companies whose practices could reduce carbon emissions.

Investment Insights

ASSET ALLOCATION AND INVESTMENT STRATEGY

Investment in Alternative Assets: Split Decisions

Frank J. La Salla, Tracy Nickl

Senior executives were surveyed from 450 large hedge funds and institutions, revealing 3 perspectives on portfolio management and alternative investing trends.

ASSET ALLOCATION AND INVESTMENT STRATEGY

The DC Plan of the Future

Dan Smith, Rob Phillips

As Defined Benefit (DB) plans continue to be frozen or terminated, a greater number of American workers will rely on Defined Contribution (DC) plans to provide for their retirement.

GLOBAL MARKET OPPORTUNITIES

A Greater Gateway: Issue 1

Steve Cook, Alan Fong

As mainland China moves to relaxing controls over flows of capital across its borders, Hong Kong’s prime position as a fund management center presents new opportunities for asset managers across the world.

MARKET COMMENTARY

Trump Victory

Sinead Colton, Paul Brain, Nick Clay, Paul Lambert, Vincent Reinhart

For the first time since the 1950s, the U.S. electorate has chosen a non-politician to be president of the country. After an extremely atypical general election cycle, the Republican candidate Donald Trump has claimed victory. What does this mean for global markets?

Regulation and Risk

POLICY REFORM

A Focus on Regulation Readiness

The financial services industry is facing a rapidly changing and increasingly complex global regulatory landscape. Find your way forward with trending, timely and relevant content to help keep you in compliance and get ahead.

REGULATORY CHANGE

Navigating the DOL Fiduciary Standard Rule

Tonia Bottoms, Robert Cirrotti, Charles S. Hawkins

Department of Labor finalizes rule designed to address conflicts of interest in retirement advice.

REGULATORY CHANGE

OTC Derivatives Reform: Part 3

The challenges and opportunities presented by OTC derivatives reform prompted BNY Mellon to engage the University of Cambridge Judge Business School to analyze the impact on asset owners and sovereign wealth funds. This report provides recommendations for an evolving environment. Part 3 of 3

REGULATORY CHANGE

OTC Derivatives Reform: Part 2

The challenges and opportunities presented by OTC derivatives reform prompted BNY Mellon to engage the University of Cambridge Judge Business School to analyze the impact on asset owners and sovereign wealth funds. This report provides recommendations for an evolving environment. Part 2 of 3

BNY Mellon Transformation

Next Generation for Esoteric ABS

Sonal Patel, Andrew Taylor

Interest in esoteric asset-backed securities is gathering momentum as investors seek to diversify portfolios and earn high yields. At the same time, advancements in technology are presenting new opportunities to create, analyze, market, sell, securitize and process these complex assets efficiently.

PROCESS IMPROVEMENT

Rightsourcing

Philip J. Falivene

Changing dynamics in investment management and related operations have driven some asset owners to add new asset classes to their internal mix, while others choose to outsource the associated investment operations.

TECHNOLOGY AND INNOVATION

Reinventing Payments in an Era of Modernization

Anthony Brady, Christopher Mager

Despite the challenges that banks face, there is reason for optimism. Like never before, advances in technology have opened the door for banks to collaborate in pursuit of our clients’ desire for a global real-time payment experience.

DISRUPTORS

The Future of Money

Lucille Mayer

From alternative currency to big data, the future of money is changing. Learn more about the next generation of the financial industry through our sponsored series with WIRED, The Future of Money.