Our Thinking

BNY Mellon is invested in the power of big ideas. With some of the sharpest minds and most innovative thinkers in financial services, our unique perspectives can have a profound impact on investors’ attitudes and actions. Our forward-thinking insights are shaping the future of finance.

Culture and Society

SOCIAL FINANCE

Social Finance at Scale: Creating Value for Investors

We seek to answer: why hasn’t social finance caught on in the past and what is needed to extend and broaden the recent growth?

CORPORATE SOCIAL RESPONSIBILITY

Invested in a Risk Culture

James Wiener, Monique Herena, Lucille Mayer

At BNY Mellon, risk management is part of everything we do. Our Risk Culture is built on the core concepts of personal responsibility for risk awareness and risk management across our organization.

Introducing the BNY Mellon Big Ideas App

BNY Mellon's iPad® app features the latest thinking on the forces shaping the global financial markets.

SOCIAL FINANCE

Partnership for a Carbon Efficiency Strategy

Gabriela Parcella

This case study examines the challenges and lessons learned during the 10 month development of the Carbon Efficiency Strategy, a joint venture between MCM and the McKnight Foundation, offering carbon-conscious investors a way to invest in companies whose practices could reduce carbon emissions.

Investment Insights

ASSET ALLOCATION AND INVESTMENT STRATEGY

Investment in Alternative Assets: Split Decisions

Frank J. La Salla, Tracy Nickl

Senior executives were surveyed from 450 large hedge funds and institutions, revealing 3 perspectives on portfolio management and alternative investing trends. Part 3.

ASSET ALLOCATION AND INVESTMENT STRATEGY

The DC Plan of the Future

Dan Smith, Rob Phillips

As Defined Benefit (DB) plans continue to be frozen or terminated, a greater number of American workers will rely on Defined Contribution (DC) plans to provide for their retirement.

GLOBAL MARKET OPPORTUNITIES

Nuclear Power: Is the Future Bright?

David Sunderwirth

Nuclear energy, with nearly zero-greenhouse gas emissions and its reliability, is advocated by many as a critical tool in the arsenal to combat climate change.

MARKET COMMENTARY

Investment Update: Making the Grade

Jeff Mortimer

One of my favorite inspirational movies is Dangerous Minds, starring Michelle Pfeiffer. Based on a true story, Pfeiffer’s character is an ex-marine who takes a teaching job at an inner-city school.

Regulation and Risk

Regulatory Readiness - The Road Ahead

REGULATORY CHANGE

Navigating the DOL Fiduciary Standard Rule

Tonia Bottoms, Robert Cirrotti, Charles S. Hawkins

Department of Labor finalizes rule designed to address conflicts of interest in retirement advice.

REGULATORY CHANGE

Securities Finance: Regulatory Update, June 2016

Bill Kelly, Michael McAuley, Eli Peterson

At our annual Securities Finance Regulatory Update, we discussed the current regulatory climate and the impact of regulation on securities finance.

REGULATORY CHANGE

Collateral Management: Navigating the Regulatory Maze

Mark Higgins, Brian Leddy, Paul Traynor, James Day, David Allen

Second in the Collateral Management and Regulation series co-written by The Field Effect and BNY Mellon, shining the spotlight on specific industry regulations and directives by distilling their aims and objectives.

BNY Mellon Transformation

Next Generation for Esoteric ABS

Sonal Patel, Andrew Taylor

Interest in esoteric asset-backed securities is gathering momentum as investors seek to diversify portfolios and earn high yields. At the same time, advancements in technology are presenting new opportunities to create, analyze, market, sell, securitize and process these complex assets efficiently.

PROCESS IMPROVEMENT

Rightsourcing

Philip J. Falivene

Changing dynamics in investment management and related operations have driven some asset owners to add new asset classes to their internal mix, while others choose to outsource the associated investment operations.

DISRUPTORS

The Future of Money

Lucille Mayer

From alternative currency to big data, the future of money is changing. Learn more about the next generation of the financial industry through our sponsored series with WIRED, The Future of Money.

TECHNOLOGY AND INNOVATION

Innovation in Payments: The Future is Fintech

Dominic Broom

The global payments industry is in the midst of rapid change as financial technology's (“fintech”) potential to alter how, when and where payments are made gains momentum. This paper examines fintech's growing capabilities and explains why bank-fintech partnerships hold the key.