Solution for State-Sponsored Savings Plans


We understand and adapt to the needs of states as they help individuals save for college, disability-related expenses and retirement.


As the investments company for the world, BNY Mellon believes in making a difference by improving lives through investing. We pride ourselves on our commitment to the public sector. Through Sumday®, we offer a unique end-to-end plan management solution that helps states administer and grow their 529 college savings, 529A ABLE and other public-sponsored savings plans.

Why Sumday?

Through our innovative digital user interface and time-tested capabilities across custody, record-keeping and other bedrock systems and service support, we offer a complete solution that’s ready to implement.


Sumday’s innovative digital interface encourages people to build their savings. The participant experience includes user-friendly features such as personalized gifting pages, a linked prepaid card that is built with ABLE plan participants in mind, goal-setting tools and more.


We bring together the complex suite of capabilities that enables seamless delivery for you and plan participants. Unique to the industry, our end-to-end solution—including the intuitive digital interface, custodial services, record-keeping and more—is completely owned and operated by BNY Mellon and its subsidiaries.


BNY Mellon meets the industry’s highest standards of capital oversight and is a proven partner to government clients globally. Sumday acts as plan manager for several 529 plans in Oregon, Washington, Maryland and more.

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Our Solutions

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Speak to our team.