BNY Mellon Electronic Receivable Payment services (ERPS) facilitates electronic bill payment for utility, insurance, telecommunication, financial services, retail / eCommerce, media, brokerage, mortgage, education, state and municipal governments, and many other entities.

Our enterprise bill payment and retail payment products and services provide an end-to-end transaction management solution that efficiently captures, processes, posts, and reconciles high-volume payment transactions from consumer and business customers.

Our flexible and powerful enterprise platform handles payments received by:

  • Electronic check/e-check
  • Credit card
  • Debit cards
  • Automated voice systems (IVR / VRU)
  • Telephone via live operator
  • Internet
  • Direct debit
  • Billing and order entry systems interfaces

Explore these pages and contact us today to learn how your organization can grow with the industry's most powerful solution for electronic bill payment and retail payments.

The Power Behind the Service

Learn what powers the ERPS solution set. Show me more.

ERPS Solutions

We offer a comprehensive solution set to address the electronic transaction needs of mid- to large-sized businesses and organizations. Show me more.


Our flexibility gives you a range of configuration options. Show me more.

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